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A Helping Hand For Your Medicare Choices!



Medicare Insurance can be confusing but it doesn't have to be. Speak with a Loyalty Insured Advisor to gain a better understanding of Medicare and the options. Knowledge is power and you deserve to be empowered to select a plan that will benefit you.

Home Nurse Examining Patient

Those who are new to Medicare wrestle most with this decision. Speak with an advisor to learn the difference between these two options. Ask questions and get unbiased information so you can decide which one would be best for you.



If you are filling prescriptions on a regular basis, your medication costs may be the most predictable healthcare expense you have. Learn about your Medicare drug plan options since not all Part D plans provide the exact  same coverage for the same medications.

Welcome to


Benefit Brokers

You have Medicare insurance choices – and the plan decision is always yours. Our objective is to help you understand the options. As Independent advisors, we have access to many different insurance companies who offer a variety of coverage options and price points. There’s no need for you to accept one quote from one company, and there’s no need for you to spend time calling on different companies comparing plans. With our connections and knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own.  We can save you time and money. We find you the right blend of price, coverage, and service. Our LOYALTY is with you, the INSURED.

Serving Central PA
We serve the following counties
Dauphin, Cumberland, Adams, York, Lancaster, Lebanon, Berks, Schuylkill, Northumberland, Snyder, Juniata, Perry, and Franklin


Tel: 717-580-3640


Monday - Friday 

8:30 am to 5:30 pm



9:00 am to 12:00 pm

Evenings by Appointment


We Can Help Solve the Medicare Puzzle!


“Loyalty Insured helped me, my husband, and daughter, who is special needs, with our Medicare Advantage insurance coverage. We saved over $300 a month and have much better coverage.

I am so thankful!


Mary - Harrisburg, PA

Loyalty Insured helped my wife and I find the same Medicare supplement plan we had with a new company and saved us over $1000 annually.

We are the loyal ones now!


Ken - Chambersburg, PA

I have known Rick Smith for quite a few years. He is second to none when it comes to insurance/Medicare knowledge. I can attest to this as a long time commercial insurance broker. I know the time & dedication it takes to learn the Medicare insurance area. Rick has dedicated himself to being able to provide answers and examples to this often confusing line of insurance.

Rick is our agent now. I hope to have him for a long time.

Mike - Harrisburg, PA

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